{"id":3158,"date":"2021-06-05T09:00:22","date_gmt":"2021-06-05T09:00:22","guid":{"rendered":"https:\/\/healthdrum.com\/?p=3158"},"modified":"2021-10-12T15:41:28","modified_gmt":"2021-10-12T15:41:28","slug":"employer-benefits-of-self-pay-for-routine-healthcare","status":"publish","type":"post","link":"https:\/\/healthdrum.com\/blog\/employer-benefits-of-self-pay-for-routine-healthcare\/","title":{"rendered":"Employer Benefits of Self Pay for Routine Healthcare"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Employers spend about $20,000 per five member family for a year&#8217;s worth of health insurance coverage. However, after factoring in co-pays, deductibles, pre-existing exclusions and noncovered services most of their employees are paying for their day-to-day healthcare needs while their insurance plan commonly fails to kick in. Employers may get better value by focusing on high-deductible or true catastrophic care plans and allowing their employees to cover their own routine healthcare expenses through a cost-transparent healthcare marketplace site like <\/span><a href=\"https:\/\/healthdrum.com\"><span style=\"font-weight: 400;\">www.HEALTHdrum.com<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span> <span style=\"font-weight: 400;\">Below are some of the key benefits for employers of self pay for routine care.<\/span><\/p>\n<ul style=\"line-height: 1.6;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cut health insurance costs by moving health benefits to high-deductible plans or true catastrophic care plans<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">HSA\/HRA\/FSA contributions or alternatives help offset employee out-of-pocket healthcare expenses<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">HSA\/HRA\/FSA usage by employees incentivizes them to budget and manage routine healthcare costs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Consumer-directed care encourages the adoption of preventive care practices and healthy lifestyle choices<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">No controlling networks<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">No enrollment periods<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Limits the wrangling and comparing of health plans that are confusing by design<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Limits burdensome health plan rules<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Abandons need for tiering of health benefits into different price classes<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bypasses the gatekeepers who don\u2019t improve health<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Part-time employees and gig workers get access to affordable, as-needed, cost-transparent care<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Visit <\/span><a href=\"https:\/\/healthdrum.com\"><span style=\"font-weight: 400;\">www.HEALTHdrum.com<\/span><\/a><span style=\"font-weight: 400;\"> join our healthcare community and find solutions to lowering healthcare costs.<\/span><\/p>\n<p><strong>Read more.<\/strong> <a href=\"https:\/\/theconversation.com\/why-insurance-companies-control-your-medical-care-62540\"><span style=\"font-weight: 400;\">https:\/\/theconversation.com\/why-insurance-companies-control-your-medical-care-62540<\/span><span style=\"font-weight: 400;\">.<\/span><\/a><\/p>\n<p style=\"text-align: center;\">Written by HEALTHdrum<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Employers spend about $20,000 per five member family for a year&#8217;s worth of health insurance coverage. However, after factoring in co-pays, deductibles, pre-existing exclusions and noncovered services most of their employees are paying for their day-to-day healthcare needs while their insurance plan commonly fails to kick in. Employers may get better value by focusing on [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":3159,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[22],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Employer Benefits of Self Pay for Routine Healthcare | HEALTHdrum<\/title>\n<meta name=\"description\" content=\"Employers can cut health benefit costs and encourage\u00a0employees to shop for care with HEALTHdrum.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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Subsequently, he completed fellowship training in Pediatric and Adult Reconstructive Urology at the Eastern Virginia Medical School in Norfolk, Virginia. During his time there he also undertook NIH sponsored, pioneering research on \u201cUrinary Bladder Reinnervation\u201d earning him the honor of a Masters of Surgery Diploma through the University of Otago, New Zealand. Dr Vorstman returned to Miami to become a board-certified faculty member in the department of urology, Jackson Memorial Hospital, University of Miami. Eventually, he left academic practice, moved north to Coral Springs and established Florida Urological Associates pa (www.urologyweb.com) in 1987. Dr. Vorstman is passionate about consumer-directed healthcare and helping men diagnosed with prostate cancer navigate the minefield of prostate cancer misinformation. 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Subsequently, he completed fellowship training in Pediatric and Adult Reconstructive Urology at the Eastern Virginia Medical School in Norfolk, Virginia. During his time there he also undertook NIH sponsored, pioneering research on \u201cUrinary Bladder Reinnervation\u201d earning him the honor of a Masters of Surgery Diploma through the University of Otago, New Zealand. Dr Vorstman returned to Miami to become a board-certified faculty member in the department of urology, Jackson Memorial Hospital, University of Miami. Eventually, he left academic practice, moved north to Coral Springs and established Florida Urological Associates pa (www.urologyweb.com) in 1987. Dr. Vorstman is passionate about consumer-directed healthcare and helping men diagnosed with prostate cancer navigate the minefield of prostate cancer misinformation. After retiring and leaving colleagues to continue the urology practice, he became founder and CEO of a healthcare platform that connects buyers and sellers of routine, cash pay healthcare services - www.HEALTHdrum.com\/ Through this platform he also enables colleagues to reclaim their profession from health industry exploitation. Partial bibliography https:\/\/ascopost.com\/issues\/june-10-2016\/prostate-cancer-opinions-vary-on-gleason-scores-and-surgery\/ https:\/\/ascopost.com\/issues\/november-25-2020\/a-urologic-surgeon-assesses-the-current-state-of-prostate-cancer\/ https:\/\/www.medscape.com\/viewarticle\/945928 https:\/\/urologyweb.com\/robotic-deception-prostate-cancer-hoax-p-5\/ https:\/\/bvorstman.medium.com\/prostate-cancer-treatment-deception-and-lies-30e23f17b749 https:\/\/healthdrum.com\/blog\/the-gleason-6-prostate-cancer\/"}]}},"_links":{"self":[{"href":"https:\/\/healthdrum.com\/blog\/wp-json\/wp\/v2\/posts\/3158"}],"collection":[{"href":"https:\/\/healthdrum.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/healthdrum.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/healthdrum.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/healthdrum.com\/blog\/wp-json\/wp\/v2\/comments?post=3158"}],"version-history":[{"count":20,"href":"https:\/\/healthdrum.com\/blog\/wp-json\/wp\/v2\/posts\/3158\/revisions"}],"predecessor-version":[{"id":3897,"href":"https:\/\/healthdrum.com\/blog\/wp-json\/wp\/v2\/posts\/3158\/revisions\/3897"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/healthdrum.com\/blog\/wp-json\/wp\/v2\/media\/3159"}],"wp:attachment":[{"href":"https:\/\/healthdrum.com\/blog\/wp-json\/wp\/v2\/media?parent=3158"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/healthdrum.com\/blog\/wp-json\/wp\/v2\/categories?post=3158"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/healthdrum.com\/blog\/wp-json\/wp\/v2\/tags?post=3158"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}