{"id":3359,"date":"2021-07-17T09:00:16","date_gmt":"2021-07-17T09:00:16","guid":{"rendered":"https:\/\/healthdrum.com\/?p=3359"},"modified":"2021-10-15T14:15:28","modified_gmt":"2021-10-15T14:15:28","slug":"gig-workers-part-time-workers-and-healthdrum","status":"publish","type":"post","link":"https:\/\/healthdrum.com\/blog\/gig-workers-part-time-workers-and-healthdrum\/","title":{"rendered":"Gig workers, Part-time Workers and HEALTHdrum"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Gig workers, part-time workers and those in-between jobs commonly lack health\u00a0 benefits. Although many see this as a disadvantage being free of health plan control and costs can be of great benefit.<\/span><\/p>\n<p><b>The advantages of being free from health plan control.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The odds of a millennial needing major medical or catastrophic care is low. Routine office-based care is affordable and shouldn\u2019t need health insurance coverage.<\/span><\/p>\n<ul style=\"line-height: 1.6;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You control your care.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You pay only for what you need.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You choose who you want to see and what you want done.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Save big bucks on unnecessary coverage and being over-insured.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">When you are in a position to afford health benefits consider a high-deductible plan for major medical or catastrophic care &#8211; not routine care.<\/span><\/li>\n<\/ul>\n<p><b>The disadvantages of being controlled by a health plan.<\/b><\/p>\n<ul style=\"line-height: 1.6;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You pay for routine care anyway with copays, deductibles and non-covered services along with the costly health insurance plan that fails to kick-in.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You are not in control.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your doctor is a puppet on a string who has to get health plan OKs for every test\u00a0 and treatment.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Non-medical intermediaries working for the health plan delay, ration or deny your care.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You only have\u00a0 access to a narrow list of providers.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You are subject to inflated insurance-based pricing.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You are subjected to insurance-based rules.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Require referrals and authorizations for testing and treatment.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Get surprise bills.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Get yearly health plan cost increases.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Visit <\/span><a href=\"https:\/\/healthdrum.com\"><span style=\"font-weight: 400;\">www.HEALTHdrum.com<\/span><\/a><span style=\"font-weight: 400;\"> Come join our healthcare community and discover how <\/span><b>consumer-directed, self pay care<\/b><span style=\"font-weight: 400;\"> can save you a bundle of money and put healthcare control back in your hands.\u00a0<\/span><\/p>\n<p><b>Read more.<\/b><\/p>\n<p><a href=\"https:\/\/healthdrum.com\/blog\/how-health-insurance-plans-screw-patients\/\"><span style=\"font-weight: 400;\">https:\/\/healthdrum.com\/blog\/how-health-insurance-plans-screw-patients\/<\/span><\/a><\/p>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u00a0Written by HEALTHdrum<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Gig workers, part-time workers and those in-between jobs commonly lack health\u00a0 benefits. Although many see this as a disadvantage being free of health plan control and costs can be of great benefit. The advantages of being free from health plan control. The odds of a millennial needing major medical or catastrophic care is low. Routine [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":3383,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[34],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Gig workers, Part-time Workers and HEALTHdrum | HEALTHdrum<\/title>\n<meta name=\"description\" content=\"Gig workers and part-time workers can find affordable, cash price care with HEALTHdrum.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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