Book Affordable Healthcare
HEALTHdrum is a platform to access cost-transparent, direct pay care.
HELPING FIRST
See more of the benefits of a direct pay model of healthcare.
For Patients
Benefits of Digital Healthcare
- Affordable
- Cost-transparent
- Pay as-you-go
- Digital healthcare
- Convenient
- Better experience
- As needed healthcare
- Insurance plans can cost more than the actual care
- Smart-phone connection to providers
- No profiteering middlemen and gatekeepers
- Bypass the self-serving insurance rules and regulations
- No more restrictions to access and care
- No pre-existing exclusions
- No non-covered services
- No referrals or authorizations needed
- Bypass insurance plans’ monitoring your usage of health services
- Cost comparison
- One global fee
- No copays, deductibles or coinsurance needed
- Choice of providers
- See doctor reviews
- No long on-hold times waiting to schedule an appointment with indifferent personnel
- Easy check-in at physicians practice
- Ability to message
- Reclaim your independence
- Just you and your doctor
- Your body, your rules
For Employers
Benefits of Digital Healthcare
- Limit expenditure on ever-increasing costs for health insurance plans
- Limit exposure to Government and IRS scrutiny with tax-assisted health plans
- Limit costs for legal and Human Resources
- Limit wrangling with health insurance companies
- Limit the jumping over pointless self-serving health insurance rules
- Bypass the profiteering middlemen that don’t improve health
- No need for tiering of health benefits into different price classes
- Limit need to self-insure
- Limit job-lock so employees don’t have to stay just for benefits
- Encourages employees to budget and manage routine health needs
- Encourages employees to adopt better lifestyle choices
- Encourages consumer-directed care
- Encourages cost-transparent care
- Cut health benefits costs by realigning with more affordable health insurance plans that could be designed for universal catastrophic coverage – but not passed off to private companies to “manage” healthcare for profit-making and, at your expense
For Doctors and Providers
Benefits of Digital Healthcare
- Consumer-driven digital healthcare
- Direct patient-doctor connection
- No profiteering middlemen and so-called gatekeepers
- Bypass the gaming of healthcare by insurance companies
- Bypass endless self-serving insurance rules and regulations
- No signing of one-sided insurance contracts
- No insurance-based price controls and so-called allowables
- No need for time-wasting patient benefits verification
- No pointless diagnostic and billing coding requirements
- No arbitrary down-coding
- No need for referrals and authorizations
- No need for third party limitations and exclusions to access and care
- Less scheduling costs
- Set your own global fees
- Fast payment
- Less billing costs
- Less collection costs
- No need to refile claims, wait for claims review or pursue lost claims
- No peer review
- No chart audits
- Less overhead costs
- Less non-care time
- Quality control control through feedback loops
- Pricing increases in physicians’ control and a function of reputation
- Direct pay does not involve the Medicare merit-based incentive payment system and payment adjustments. And, plays no part in arbitrary performance scores that are seen on the CMS compare website
- No insurance scheme telling you how to practice medicine
- Less physician burnout
- Reclaim your independence. Less friction, better margins
- Just you and the patient