Book Affordable Healthcare

HEALTHdrum is a platform to access cost-transparent, direct pay care.


See more of the benefits of a direct pay model of healthcare. 

For Patients

Digital healthcare
Better experience
As needed healthcare
Pay as-you-go
Stop paying for more insurance than you pay for actual care
Smart-phone connection to providers
No profiteering middlemen and gatekeepers
Bypass the self-serving insurance rules and regulations
No more restrictions to access and care
No pre-existing exclusions
No non-covered services
No referrals or authorizations needed
Bypass insurance plans’ monitoring your usage of health services
Cost comparison
One global fee
No copays, deductibles or coinsurance needed
Choice of providers
See doctor reviews
No long on-hold times waiting to schedule an appointment with indifferent personnel
Easy check-in at physicians practice
Ability to message
Reclaim your independence
Just you and your doctor
Your body, your rules

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For Employers

Limit expenditure on ever-increasing costs for health insurance plans
Limit exposure to Government and IRS scrutiny with tax-assisted health plans
Limit costs for legal and Human Resources
Limit wrangling with health insurance companies
Limit the jumping over pointless self-serving health insurance rules
Bypass the profiteering middlemen that don’t improve health
No need for tiering of health benefits into different price classes
Limit need to self-insure
Limit job-lock so employees don’t have to stay just for benefits
Encourages employees to budget and manage routine health needs
Encourages employees to adopt better lifestyle choices
Encourages consumer-directed care
Encourages cost-transparent care
Cut health benefits costs by realigning with more affordable health insurance plans that
could be designed for universal catastrophic coverage – but not passed off to private
companies to “manage” healthcare for profit-making and, at your expense

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For Doctors and Providers

Consumer-driven digital healthcare
Direct patient-doctor connection
No profiteering middlemen and so-called gatekeepers
Bypass the gaming of healthcare by insurance companies
Bypass endless self-serving insurance rules and regulations
No signing of one-sided insurance contracts
No insurance-based price controls and so-called allowables
No need for time-wasting patient benefits verification
No pointless diagnostic and billing coding requirements
No arbitrary down-coding
No need for referrals and authorizations
No need for third party limitations and exclusions to access and care
Less scheduling costs
Set your own global fees
Fast payment
Less billing costs
Less collection costs
No need to refile claims, wait for claims review or pursue lost claims
No peer review
No chart audits
Less overhead costs
Less non-care time
Quality control control through feedback loops
Pricing increases in physicians’ control and a function of reputation
Direct pay does not involve the Medicare merit-based incentive payment system and
payment adjustments. And, plays no part in arbitrary performance scores that are seen
on the CMS compare website
No insurance scheme telling you how to practice medicine
Less physician burnout
Reclaim your independence. Less friction, better margins
Just you and the patient

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What’s Preventing Digital Healthcare? What's preventing digital healthcare? The costs for healthcare and healthcare insurance have ballooned out-of-sight. This is because costs are fueled by the fee-for-service business model - one that rewards providers (and their...

Dealing With Health Bills When You Don’t Have Health Insurance

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Do You Really Need Health Insurance For Your Care?

Believe it or not, most routine healthcare needs can be delivered affordably through doctors’ offices and outpatient clinics affordably without the need for health insurance.

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