How it Works

Smart, cost-transparent cash pay healthcare. A marketplace for affordable routine office-based and outpatient services.
healthcare-characters

Cash pay for routine healthcare. BIG SAVINGS and NO hassles. It’s as easy as 1, 2, 3.

1

. Sign up.

2

. Make a choice.

3

. Pay the doctor.

The many benefits of cash pay for routine healthcare

Insurance paidCash Pay
Insurance-free pricing
NO
YES
Discounted pricing
NO
YES
Contract-free
NO
YES
Lower employer costs
NO
YES
Lower employee costs
NO
YES
Broader open networks
NO
YES
Absence of pre-existing conditions
NO
YES
Free of copays and deductibles
NO
YES
Absence of referral paperwork
NO
YES
Priority appointments
NO
YES
Barrier-free ordering of tests/treatments
NO
YES
Unrestricted options and choices
NO
YES
Cost-transparent
NO
YES
Ability for cost comparisons
NO
YES
Absence of surprise bills
NO
YES
Lean administration fees
NO
YES
$$$$$$$$ Big Costs, big hassles LOSER$$ Big savings WINNER!
Be smart - Sign up now!
woman hearing about cash pay healthcare for employees and gig workers
How it works for the uninsured and gig workers.Uninsured patients or gig workers log in with HEALTHdrum, connect with a provider and pay for as-needed routine health needs at the time of service.
How it works for employees and part time workers.Both employees with and without HSAs as well as part time workers can shop for the same affordable cost- transparent routine care.
How it works for employers.Employers can save on health benefit costs by offering employees only high-deductible plans and combining them with an HSA (health savings account). Employees use their HSAs and shop for affordable routine care and reserve the burdensome health insurance plan for costly and or, unlikely major medical events.
Cut health benefit expenses now
women employers struggling against insurance-based healthcare costsphysician in front of costly medical supplies and tired of working in servitude for the insurance industry
How it works for doctors and other providers.Doctors and other providers sign up with HEALTHdrum and then send us their costs for services. We post your costs for a direct provider-consumer connection. You win by cutting red tape, overhead and getting fast pay. Why work in servitude for the insurance industry so that they can profit from your expertise?
Reclaim your profession now

A HEALTHCARE BREAKTHROUGH

Reshaping healthcare with cash pay for routine care needs.
1. TAKE BACK CONTROL OF YOUR HEALTHCARE and cut bloated insurance costs.2. SAVE MONEY. Lower your premiums by increasing deductibles and having insurance plans cover only unlikely or costly healthcare events.3. STOP BEING OVER-INSURED AND OVERPAYING. Remember, 50% of the population consumes only 2% of healthcare dollars.4. PAY ONLY FOR THE CARE YOU NEED. Over 2/3 of all the healthcare delivered is generally affordable office- based or outpatient care and doesn’t need control by the health insurance industry - most people rarely reach their deductibles.
Outside of healthcare, almost no insurances cover routine expenses. Don’t let the health insurance industry take advantage of you and rip you off to make big dollars for their shareholders. Cut the middlemen and go direct to cash pay for routine healthcare. Better pricing, better health.